Create a Payment Request (v2.1)

Overview

Submits a payment withdrawal request to disburse funds from a specified currency wallet directly to a verified beneficiary's bank account.

HTTP Request

POST /banking/ibans/v2/profile/v2.1/request

Authentication

This endpoint requires an active Bearer JWT token in the Authorization header obtained via POST /banking/ibans/v2/users/login:

Authorization: Bearer <your_access_token>

Request Body Fields

Field	Type	Description
beneficiaryId	int	Sample value: 284
purposeId	int	Sample value: 3
amount	int	Sample value: 100
walletId	int	Sample value: 3
clientReference	str	Sample value: Payment-100

Code Examples

cURL

curl -X POST "https://api.ahrvo.network/banking/ibans/v2/profile/v2.1/request" \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer <your_access_token>" \
  -d '{
  "beneficiaryId": 284,
  "purposeId": 3,
  "amount": 100,
  "walletId": 3,
  "clientReference": "Payment-100"
}'

JavaScript (Axios)

import axios from 'axios';

const response = await axios.post('https://api.ahrvo.network/banking/ibans/v2/profile/v2.1/request', {
  "beneficiaryId": 284,
  "purposeId": 3,
  "amount": 100,
  "walletId": 3,
  "clientReference": "Payment-100"
}, {
  headers: {
    'Content-Type': 'application/json',
    'Authorization': 'Bearer <your_access_token>'
  }
});

console.log(response.data);

Python (Requests)

import requests

url = "https://api.ahrvo.network/banking/ibans/v2/profile/v2.1/request"
headers = {
    "Content-Type": "application/json",
    "Authorization": "Bearer <your_access_token>" 
}
payload = {
  "beneficiaryId": 284,
  "purposeId": 3,
  "amount": 100,
  "walletId": 3,
  "clientReference": "Payment-100"
}

response = requests.post(url, json=payload, headers=headers)
print(response.json())

Response (201)

{
  "success": true,
  "payment": {
    "id": 416,
    "userId": 4,
    "reference": "TO-16062022-007",
    "clientReference": "Payment-100",
    "account": {
      "id": 284,
      "accountNumber": "2000293918130",
      "bankName": "PUNJAB NATIONAL BANK",
      "beneficiaryAddress": "INSTITUTIONAL AREA, PLOT, NO.05 PNB SWIFT CENTRE - FLOOR 1 GURUGRAM - SECTOR 32",
      "beneficiaryCity": "HARYANA",
      "beneficiaryCompanyName": "OLSEN INDUSTRIA E COMERCIO SA",
      "beneficiaryCountryCode": "IN",
      "beneficiaryEntityType": "company",
      "country": "India",
      "reference": "RP-09062022-003",
      "beneficiaryFirstName": "",
      "beneficiaryLastName": "",
      "nationalId": "PUNB0644100",
      "currency": "INR",
      "clientReference": "Test-Bene100",
      "status": "approved"
    },
    "currency": "INR"
  }
}

Interactive API Explorer

Test this endpoint live against the Ahrvo gateway and Verto sandbox environments: